Under Part A, how many hospital days are covered before coinsurance applies?

Prepare for the Certified Employee Benefit Specialist (CEBS) - Group Benefits Associate (GBA) / Retirement Plans Associate (RPA) Course 3 Exam. Study with flashcards and multiple-choice questions, each with hints and explanations. Get ready to excel on your exam!

Multiple Choice

Under Part A, how many hospital days are covered before coinsurance applies?

Explanation:
In Part A, after meeting the deductible for a benefit period, the first 60 days of inpatient hospital care are covered with no coinsurance. Coinsurance starts on day 61. So, the number of hospital days covered before coinsurance applies is 60. (Beyond that, days 61–90 have coinsurance, and days 91–150 use lifetime reserve days with higher coinsurance.)

In Part A, after meeting the deductible for a benefit period, the first 60 days of inpatient hospital care are covered with no coinsurance. Coinsurance starts on day 61. So, the number of hospital days covered before coinsurance applies is 60. (Beyond that, days 61–90 have coinsurance, and days 91–150 use lifetime reserve days with higher coinsurance.)

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